Dog Bite Liability Insurance

InsureMyK9 provides dog bite liability insurance for all breeds. If your dog injures someone, coverage can pay for medical bills, lawsuits and property damage — even for dogs with a bite history.
Get a Free Quote

What Dog Bite Insurance Covers

Dog bite liability insurance can pay for the injured person's medical expenses, legal claims and lawsuits against you, and damage to their property. It covers what your dog does to others — it is not pet insurance for your own dog's vet bills.

What Happens If Your Dog Bites Someone

If your dog bites someone, you can be held responsible for their medical costs and any legal claim that follows. Without coverage, those costs come out of your own pocket. A canine liability policy responds to these claims on your behalf.

Does Homeowners Insurance Cover Dog Bites?

Some homeowners policies cover dog bites, but many exclude certain breeds or limit the amount they will pay. Check your policy for dog-related exclusions — if your breed is restricted, a standalone policy fills the gap. See the breeds we cover.

Coverage for Dogs With a Bite History

InsureMyK9 considers all dogs with all bite histories. A previous bite does not automatically rule out coverage — share the details when you request a quote.

How Much Does Dog Bite Insurance Cost?

The cost depends on your dog's breed, weight, how the dog is used and any incident history. We do not publish set prices — the best way to see your rate is to get a free quote online. Payment options are available.

Dog Bite Insurance FAQs

Does homeowners insurance cover dog bites?
Can I get insurance if my dog has already bitten someone?
What costs can dog bite insurance pay for?
Get a free quote today.
All breeds considered. Payment options are available.
Get a Free Quote